Law

The Key Terms of Insurance Every Policyholder Needs to Know

It doesn’t matter if you’re taking out a homeowners insurance policy or an auto insurance policy. You need to understand what your coverage covers. To fully understand your insurance coverage, it is important to familiarize yourself with the terms and conditions that may be included in your policy. These are the key terms to understand […]

Law

Is VPDI a Deductible On A Tax Return

There are many questions regarding California tax returns. The Voluntary Plan for Disability Insurance (VDPI) is a common area of concern. Let’s take a look at the VDPI and see if it can be deducted from your tax return’s Schedule A. VPDI is an expense that employees must pay, despite its name. Either the state-funded […]

Law

Deciding between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

A Chapter 13 bankruptcy is more effective than a Chapter 7. A Chapter 13 bankruptcy is better than a Chapter 7. After bankruptcy proceedings are over, you can still keep your property in California or anywhere else. A chapter 13 bankruptcy can be filed to clear the mortgage debts and reinstate your original agreement. A […]