Injury at work is both frightening and disruptive. Workers’ compensation can help pay for medical care and financial assistance for injuries occurring at work. The claim process can be confusing. This guide will help you get the support you require.
Step 1: Seek medical attention
Prioritize your own health. Seek medical attention immediately, even for minor injuries. Inform the doctor that the injury is work-related. This will create an important medical document that links your injury with your job.
Step 2: Report the Injury Promptly
Don’t delay! In most states, there is a deadline within which injuries at work must be reported. Usually, this is within a few days or weeks. Inform your supervisor as soon as possible, ideally in writing. This will help you to keep a record.
Step 3: File a formal claim
The workers’ compensation office should send you a form to file a claim. You should fill out the form correctly and submit as soon as you can. If you can’t find the form, contact the workers’ compensation office in your state.
Step 4: Keep detailed records
Documentation is essential. Keep copies of all correspondence with your insurance company or employer, including your accident report, your doctor’s notes, and your medical bills. Keep detailed records in order to support your claim if there are any issues.
Step 5: Understand Your Benefits
Workers’ compensation covers your medical expenses and some of the lost wages while you are recovering. Each state determines the benefits and eligibility. Visit the Workers’ Compensation Board website in your state to learn more about your benefits.
Step 6: Don’t discuss the fault with your insurer
Avoid blaming your insurer. Do not blame the insurer. Be polite but avoid discussing fault. Simple: When, where and what happened? Your claim could be thrown out if you make a statement.
Step 7: Consider Legal Aid
The process of workers’ compensation is complex. Consult a workers’ compensation lawyer if your situation is complicated or you have been injured seriously. A lawyer will protect your rights, and ensure you receive fair compensation.
Final Thoughts
This is a guide only. Workers’ compensation laws vary from one state to another. Contact your state’s workers’ compensation board for the most up-to-date information. It can be difficult to navigate the claims process, but if you follow the right steps and submit the appropriate documentation, you’ll receive the assistance you need to recover and get back to work.
Jeanette Secor PA Attorney At Law wrote this article.
Jeanette Secor has been a St. Petersburg lawyer for over 20 years. She is the firm of choice for those seeking justice after an injury. Jeanette Secor has a reputation as a slip and fall injury lawyer St. Petersburg. She has represented clients successfully in motorcycle and car accidents.
